What If Fixing Your Credit Really Was That Easy?

Whether you are looking to buy/refinance a home, lease a car, start a business, or recover from bankruptcy, we can Help. In fact, we Guarantee we can improve your credit or you pay Nothing!

Guarantee Trade Lines!

 

Does hearing “How is your credit,” make you cringe?

Credit Repair, San Jose, CAHave you been turned down for a loan? Are you paying high interest rates on your existing loans or credit cards? Is your FICO score too low? Have you experienced financial trouble? Well, you’re not alone, and there is hope: It’s not as difficult to challenge information on your credit report as you may think. You can either draft your disputes yourself, which is a worthwhile endeavor despite the requisite time and diligence, or you can hire a professional who knows the lay of the land when it comes to cleaning your credit.

 

Your Credit and debt consolidation. Which one comes first?

Credit repair is the process of eliminating problematic items from your credit reports. Many consumers confuse this with something termed “debt consolidation.” A debt consolidation loan combines your outstanding debts into one loan that typically boasts a lower interest rate than what you are currently paying.

Applying for a debt consolidation loan before repairing your credit report is like applying for auto insurance after five speeding tickets, two accidents, and a DUI. It’s far tougher to acquire a low interest consolidation loan with a rotten credit report than with a pristine one. For that reason, credit repair should come first.

What we do

Cleanyourcredit.org's goal is simple: help you get the best credit legally possible so that you can do the things you want to do. A person's credit file has grown increasingly important and will continue do so as more and more credit approvals and job opportunities rely on your credit file. Our program improves your credit by helping you remove the negative items that cause credit scores to go down. When negative information is removed it can help you reduce your interest rates, help you make the purchase you need, or even improve your chances in an interview or with a rental application.

Having the best credit possible is in everyone's best interest. Our proven methods simply assert the rights that have been given to you under federal and state law. We act on your behalf as your credit expert. Credit Repair can be a difficult task, but Cleanyourcredit.org has the experience, knowledge, and methods to help you improve your credit.